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      "text": "GMFS, founded in 1999, has a leading Southeast market share and acquired via the ZFC merger in 2016\nLicensed in 18 states, approved FNMA and FHLMC seller-servicer, GNMA issuer, HUD / FHA / USDA originator and VA lender\nGMFS provides a wide range of residential mortgage services, including home purchase financing, refinancing and other mortgage products.\nOperates through 13 retail branches located in Louisiana (9), Georgia (1), Mississippi (1), South Carolina (1) and Alabama (1)\nServicing retained model provides natural hedge to production",
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