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  "documentTitle": "Affirm | Investor Day Presentation Deck | 45 slides",
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  "notes": "The chart illustrates a significant decline in delinquency rates over the observed period, with a note indicating U.S. only data.",
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      "kind": "chart",
      "text": "Delinquencies (DQ) of 30+ days as % of Active Balances",
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      "text": "Managing credit to outcomes\nSustaining low delinquencies\nLoosening credit box — expect to return to pre-pandemic levels",
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      "text": "Strong credit performance",
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      "structure": "The Full List -> Quick Wins (Low effort, High impact) -> Big Bets (High effort, High impact) -> Sequenced Roadmap",
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