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  "notes": "The table details revenue, provision, FV adjustments, expenses, interest, and EBT.",
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      "text": "1. FV Adjustment of $41.5M includes net charge-offs of $23.8M and FMV Adjustment of $17.7M driven by lower receivables and lower FMV mark as a result of the COVID-19 pandemic. 2. Includes debt amortization costs. 3. Represents Net Income as reported...",
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