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  "documentTitle": "OppFi | Results Presentation Deck | 31 slides",
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      "text": "1. Apply online in minutes; 2. Set up automatic payments; 3. Receive your funds",
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      "text": "Increased Addressable Market: Payroll link allows for broader underwriting of customer and sub-36% APR expands geographic footprint resulting in addressable market of $32B",
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      "text": "Larger, Lower Priced Loans: Reduced risk premium results in material savings for consumers; Lower monthly payments support larger loan sizes to meet customer needs",
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      "text": "Multiple Go-to-Market Channels: New payroll verification technologies make it possible to distribute SalaryTap via direct to consumer, strategic partnerships, and through employers",
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      "text": "1. DailyPay, US Bureau of Labor Statistics and US Census Bureau - Based on adult population of US (~255mm) multiplied by employment rate as of February 2021 (~58%) multiplied by the percentage of employed Americans relying on employer-offered financial assistance programs (~36%); assumes ~30% of this target population (~53mm) qualified to receive $2,000 in payroll deduction lending",
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      "text": "We believe facilitating credit access through payroll deduction will significantly improve credit performance, preserving strong unit economics while reducing the cost of borrowing for customers",
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      "text": "SalaryTap Extends Prime Pricing to Non-Prime Consumers",
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