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  "docSlug": "2091a9e4487d7381189fcb53dcd4048d",
  "documentTitle": "Dave | SPAC Presentation Deck | 34 slides",
  "authorId": "dave",
  "authorName": "Dave",
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  "sourceTypeSlug": "investment_bank",
  "sourceTypeLabel": "Investment bank",
  "presentationDate": "2021-06-01 00:00:00",
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  "notes": "The slide uses a green color palette to reinforce the brand identity and the concept of money/savings.",
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      "kind": "callout",
      "text": "Solves immediate and significant “pain point” for users. Engenders significant user loyalty. Improves budgeting and financial management skills.",
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      "text": "Mobile app interface showing ExtraCash selection screen",
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      "text": "Up to $200 of ExtraCash without the fees. Flagship feature, a pioneer in reinventing overdraft for Americans in 2017. Instantly access funds by linking an existing bank account or setting up direct deposit. Utilized over 30mm times since product launched in 2017. $1B of overdraft fees saved.",
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      "kind": "source-note",
      "text": "Source: Dave Management. Dave users have taken over 30mm of overdraft protection advances, typically avoiding ~$35 overdraft fee from their legacy bank. Dave Users have recorded in aggregate $300-400mm / year in fees from their legacy banks in 2019 – 2020.",
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      "kind": "title",
      "text": "Product Spotlight: ExtraCash",
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      "evidence": "The 'Legacy Financial System' slide and the 'Dave Offers a Highly Differentiated Platform' slide",
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      "structure": "The Old Way (Pain) -> The Moment of Change -> The New Way (Glory) -> The Measurable Delta",
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