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  "documentTitle": "OppFi | Investor Presentation Deck | 37 slides",
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  "authorName": "OppFi",
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  "presentationDate": "2021-05-01 00:00:00",
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  "notes": "The chart demonstrates that Subprime customers have lower delinquency volatility during economic downturns compared to Prime customers.",
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      "kind": "chart",
      "text": "Grouped bar chart showing delinquency changes for Prime, Near Prime, and Subprime segments across three time periods.",
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      "text": "Source: Federal Reserve Bank of New York Consumer Credit Panel, Equifax; \"Personal Loan Performance During Times of Stress\" by TransUnion 2016. Note: VantageScore 3.0 Risk Ranges: Prime = 661-720; Near Prime = 601-660; Subprime = 300-600",
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      "text": "Coupled with short duration of product, this customer shows more resiliency than higher credit score segments in economic dislocations",
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      "text": "% Change in Delinquency from Before to During Time of Economic Stress",
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      "kind": "title",
      "text": "Non-Prime Customer More Consistent Following Economic Disruption",
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