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  "documentTitle": "OppFi | SPAC Presentation Deck | 43 slides",
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      "text": "1. Average of quarterly delinquency data; 2. Average of monthly FPD data (new and refi); 3. Net Charge-offs as a % of gross revenue",
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      "text": "Delinquency: 12.4% vs 10.8%; First Payment Defaults: 3.5% vs 3.2%; Charge-Offs: 33% vs 28%",
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