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      "text": "1. Our business is subject to an extensive, complex, overlapping and constantly changing regulatory landscape and any adverse changes to, or our failure to comply with, any laws and regulations could adversely affect our business, operating results and financial condition. The regulatory landscape includes government regulation, supervision and enforcement by the numerous governmental and regulatory bodies in the jurisdictions in which we operate... 2. If we fail to comply with applicable laws, rules and regulations, either domestically or internationally, including if we fail to adapt our business to new laws and regulations that are promulgated from time to time, we could be subject to disciplinary actions, fines and loss of licenses to provide our services, which may prevent us from serving customers in certain jurisdictions.",
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