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  "documentTitle": "OppFi | SPAC Presentation Deck | 46 slides",
  "authorId": "oppfi",
  "authorName": "OppFi",
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  "sourceTypeSlug": "investment_bank",
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  "presentationDate": "2021-02-01 00:00:00",
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  "density": "overcrowded",
  "nDataPoints": 6,
  "notes": "The chart uses a bar chart to visualize the massive disparity in APRs between traditional predatory options and OppFi.",
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      "kind": "chart",
      "text": "Comparison of APRs for Bank Overdraft, Payday & Title Loans, LTO, Earned Wage Access, and OppFi",
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      "text": "Simple interest, amortizing installment loans with no balloon payments\nNo origination fees\nNo late fees\nNo NSF fees\nNo prepayment penalties\nReport to the 3 major credit bureaus\nWork compassionately with customers who require payment plan modification",
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      "text": "Traditionally, financing options for the underbanked have been limited, with exorbitant interest rates and poor customer service",
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      "text": "1. Assumes $200 amount financed with $5 finance charge 7 days between the advance and employee's regularly scheduled paydate",
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