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  "presentationDate": "2025-02-01 00:00:00",
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  "notes": "Includes regional breakdown of profit, cost/income ratio, invested assets, and net new assets.",
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      "text": "Underlying profit before tax by region (4Q23 vs 4Q24)",
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      "text": "Balances as of quarter-end; 4Q24 includes underlying operating loss before tax of 9m, 5bn invested assets and 0.7bn of NNA outflows, which are not included in the four regions",
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