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  "presentationDate": "2025-02-01 00:00:00",
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  "notes": "The slide provides a breakdown of PBT, revenues, expenses, RWA, and LRD for the Non-core and Legacy business unit.",
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      "text": "Underlying 4Q24 vs. 4Q23; PBT (606m); Total revenues (58m) driven by funding costs; Credit loss expense 6m; Operating expenses 541m, (48%); (15%) QoQ excluding litigation; RWA 41bn, (3bn) QoQ; LRD 54bn, (15bn) QoQ.",
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