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  "presentationDate": "2025-02-01 00:00:00",
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  "notes": "Figures reflect current status of individual matters and provisions; litigation provisions and contingent liabilities are subject to potential further developments; litigation provisions and contingent liabilities include civil litigation and regulatory enforcement matters.",
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      "text": "Litigation provisions increased by € 0.1bn quarter on quarter; Sequential increase was primarily driven by Polish FX mortgages annual model review; As of December 31, 2024, the total portfolio provision for Polish FX mortgages stood at € 895m; Contingent liabilities increased by € 0.1bn quarter on quarter.",
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