{
  "docId": "019de077-485a-72b8-ab51-d6331ef2df6d",
  "docSlug": "585c9ee86e466fce23f1e595260eeff1",
  "documentTitle": "Pathward Financial | Investor Presentation Deck | 43 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-10-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 20,
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  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 6,
  "notes": "The chart shows a decline in deposits, while the text provides context on off-balance sheet custodial deposits and EIP balances.",
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  "slideHref": "/slides/019de077-485a-72b8-ab51-d6331ef2df6d/20",
  "deckHref": "/decks/019de077-485a-72b8-ab51-d6331ef2df6d",
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  "deckAnchorHref": "/decks/019de077-485a-72b8-ab51-d6331ef2df6d#slide-20",
  "components": [
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      "bbox": {
        "h": 0.75,
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      "kind": "chart",
      "text": "DEPOSITS Period ending ($ in millions)",
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      "text": "Average Q4 2024 off-balance sheet custodial deposits held in custody at program banks of $240 million compared to $588 million during the prior year period. $202 million of off-balance sheet custodial deposits as of September 30, 2024, as compared to $268 million as of September 30, 2023. These off-balance sheet custodial deposits earn recordkeeping servicing fee income, typically reflective of the Effective Fed Funds Rate. Continue to return unclaimed EIP balances to the U.S. Treasury.",
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      "kind": "source-note",
      "text": "1 Does not include off-balance sheet custodial deposits",
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      "kind": "title",
      "text": "DEPOSIT BASE SUPPORTS ASSET GROWTH",
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      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
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      "name": "Cost Of Inaction",
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      "bestFor": "Urgent budget requests, compliance, risk mitigation",
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      "evidence": "The deck presents financial data to demonstrate the effectiveness of Pathward Financial's business model.",
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      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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