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  "docSlug": "585c9ee86e466fce23f1e595260eeff1",
  "documentTitle": "Pathward Financial | Investor Presentation Deck | 43 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward",
  "documentKindSlug": "conference-presentation",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-10-01 00:00:00",
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  "pageNumber": 15,
  "pageCount": 43,
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      "kind": "metric",
      "text": "Return Metrics: ROAA 2.20% vs 2.33%; ROATE 41.74% vs 48.32%",
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      "text": "Diluted EPS: $6.62, +11% vs FY 2023",
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      "text": "Net Interest Margin: 6.41% vs 6.04% prior year",
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      "text": "Net Income: $168.4 million, +3% vs FY 2023",
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      "text": "1 See slide 42 for reconciliation to most directly comparable GAAP measure. 2 ROAA and ROATE are annualized for periods presented.",
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      "kind": "title",
      "text": "FY 2024 HIGHLIGHTS",
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      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "68137e0c-1c9e-4d7a-95be-83c7542ae4a8",
      "evidence": "The deck presents financial data to demonstrate the effectiveness of Pathward Financial's business model.",
      "position": 0,
      "objective": "Highlighting the importance of Pathward Financial's solutions by showcasing strong earnings growth and profitability.",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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