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  "documentTitle": "Independent Bank Corp | Results Presentation Deck | 28 slides",
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  "authorName": "Independent Bank Corp",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-10-01 00:00:00",
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      "text": "Net income of $13.8 million, or $0.65 per diluted share; Increase in net interest income of 6.2% over the prior year quarter and 4.9% over the second quarter of 2024 annualized; Strong profitability and prudent balance sheet management",
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      "text": "Achieved growth in all capital ratios; Tangible book value per share increased 5.5%; Loan-to-deposit ratio of 85%",
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      "text": "Total loans increased 9.3% annualized; New loan production focused on commercial clients; Asset quality exceptional with NPAs/Total Assets at 0.11% and NCO of 0.00%",
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      "text": "Core deposit growth of $100.1 million; Brokered deposit balances decreased $87.6 million; Net interest margin of 3.37%",
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      "text": "3Q'24 Earnings, Solid Loan Growth and Strong Asset Quality, Positive Trends in Key Metrics, Healthy Capital & Liquidity Positions",
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