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  "docSlug": "330609d4428a6dd4002e899ad7b76e6d",
  "documentTitle": "Independent Bank Corp | Results Presentation Deck | 28 slides",
  "authorId": "independent-bank-corp",
  "authorName": "Independent Bank Corp",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-10-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 14,
  "pageCount": 28,
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  "nextPage": 15,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 25,
  "notes": "The slide uses a combination of a donut chart for current quarter composition and a combo bar-line chart for historical trends.",
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  "slideHref": "/slides/019de077-3f48-70c2-9f02-d6d0269bffcd/14",
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  "deckAnchorHref": "/decks/019de077-3f48-70c2-9f02-d6d0269bffcd#slide-14",
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      "kind": "chart",
      "text": "Non-interest Income Trends ($M)",
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      "kind": "chart",
      "text": "3Q'24 Non-interest Income (thousands)",
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      "text": "Mortgage banking: $2.2 million in net gains on mortgage loans in 3Q'24 vs. $2.1 million in the year ago quarter. $147.5 million in mortgage loan originations in 3Q'24 vs. $172.9 million in 3Q'23 and $142.6 million in 2Q'24.",
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      "kind": "paragraph",
      "text": "The $5.8 million comparative quarterly decrease in mortgage loan servicing, net is primarily attributed to changes in the fair value of capitalized mortgage loan servicing rights associated with changes in mortgage loan interest rates and expected future prepayment levels.",
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      "kind": "source-note",
      "text": "Source: Company documents.",
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      "kind": "title",
      "text": "Strong Non-interest Income",
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      "arcSlug": "sequoia-pitch",
      "beatName": "Product",
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      "evidence": "The bank presents its strong non-interest income and focus on improved efficiency as key products",
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      "matchId": "93e5fdbd-6d9a-4ad3-a44c-533d4e489025",
      "evidence": "The presentation provides an analysis of the bank's interest margin and income, as well as its non-interest income and efficiency initiatives",
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  "locked": true
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