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  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 20 slides",
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  "presentationDate": "2024-10-01 00:00:00",
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  "notes": "The table shows the roll-forward of the allowance balance.",
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      "text": "Note: Totals may not sum due to rounding.",
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      "text": "Strong ACL coverage ratio of 1.15% for 3Q24",
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      "text": "$3.0MM provision for credit loss on loans in 3Q24 driven by net charge-offs, offset by a credit of $0.2MM to the reserve for unfunded commitments, for a total provision for credit loss of $2.8MM",
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