{
  "docId": "019de077-3878-7091-b2a2-4040effb64a5",
  "docSlug": "94f848a2d0a310bbca22a5f5a8e3dacb",
  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 20 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 8,
  "pageCount": 20,
  "prevPage": 7,
  "nextPage": 9,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 24,
  "notes": "The slide highlights low credit risk levels, with a specific footnote explaining the increase in NPAs in 3Q24.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de077-3878-7091-b2a2-4040effb64a5/8",
  "deckHref": "/decks/019de077-3878-7091-b2a2-4040effb64a5",
  "deckJsonHref": "/decks/019de077-3878-7091-b2a2-4040effb64a5.json",
  "deckAnchorHref": "/decks/019de077-3878-7091-b2a2-4040effb64a5#slide-8",
  "components": [
    {
      "bbox": {
        "h": 0.28,
        "w": 0.38,
        "x": 0.52,
        "y": 0.52
      },
      "kind": "chart",
      "text": "Annualized NCO/Avg Loans",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2be51451-4ce5-4013-9dcc-76e5a4b6fc9b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.38,
        "x": 0.09,
        "y": 0.55
      },
      "kind": "chart",
      "text": "NPAs/Total Loans",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "72c9e958-4b66-45bc-9971-0224f5a98d90",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.18,
        "w": 0.38,
        "x": 0.09,
        "y": 0.28
      },
      "kind": "chart",
      "text": "Delinquencies 90+Days/Total Loans",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "841f2e7c-46ac-4ede-a80a-8f41fffe1eb9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.18,
        "w": 0.38,
        "x": 0.52,
        "y": 0.28
      },
      "kind": "chart",
      "text": "Criticized/Total Loans",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fc0721c2-039a-4d79-b04c-3ecb23199738",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.5,
        "x": 0.23,
        "y": 0.94
      },
      "kind": "source-note",
      "text": "* NPA increase primarily due to residential mortgages which are well-collateralized with strong LTVs.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b16a5740-cca6-460c-9bde-8818eeab50d7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.82,
        "x": 0.09,
        "y": 0.18
      },
      "kind": "title",
      "text": "STRONG CREDIT RISK MANAGEMENT CONTINUES TO DRIVE LOW LEVELS OF PROBLEM ASSETS",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3a374e66-77c3-42d8-841c-902929cb911a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.35,
        "x": 0.09,
        "y": 0.05
      },
      "kind": "title",
      "text": "Solid Credit Profile",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b324ee30-4fcf-4b85-87eb-99de47649b5a",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 12,
      "from": 7,
      "beatId": "8546b25c-6ede-4b31-966a-cee96fc66083",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The presentation showcases the company's strong credit risk management and capital return",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 9,
      "from": 7,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "55ae794a-fded-4546-851a-a87f6ef173da",
      "evidence": "The presentation highlights the company's low levels of problem assets",
      "position": 1,
      "objective": "to emphasize the importance of strong credit risk management",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}