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  "notes": "Includes sequential and year-over-year comparisons for key metrics.",
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      "text": "Note: USD in millions. See appendix for definition of Credit Adjusted EBITDA. Credit Adjusted EBITDA is a non-gaap measure, see reconciliation on slide 11.",
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      "text": "Revenue of $627.0 million, Net Income of $86.6 million, and Credit Adjusted EBITDA of $191.0 million\nRevenue decreased by (3.7)% sequentially and (2.5)% year over year.\nNet income increased by 63.4% sequentially and 14.4% year over year.\nCredit Adjusted EBITDA increased by 2.9% sequentially and decreased (11.2)% year over year.\nDirect-to-Consumer Platforms revenue increased 1.3% sequentially and 5.1% year over year.\nNet income margin of 13.8%, compared to 8.1% in Q1 2024 and 11.8% in Q2 2023.\nCredit Adjusted EBITDA margin of 30.5%, compared to 28.5% in Q1 2024 and 33.4% in Q2 2023.\nCash, cash equivalents, and short-term investments totaled $1.1 billion as of June 30, 2024.",
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      "text": "Q2 FINANCIAL HIGHLIGHTS",
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