{
  "docId": "019de076-e6c8-730c-b7f1-6fd4a4985b62",
  "docSlug": "868806d34a17a6f91b074d2a2e32a7ac",
  "documentTitle": "Pathward Financial | Investor Presentation Deck | 23 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 5,
  "pageCount": 23,
  "prevPage": 4,
  "nextPage": 6,
  "slideType": "business_model",
  "function": "present_solution",
  "density": "balanced",
  "nDataPoints": 0,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-e6c8-730c-b7f1-6fd4a4985b62/5",
  "deckHref": "/decks/019de076-e6c8-730c-b7f1-6fd4a4985b62",
  "deckJsonHref": "/decks/019de076-e6c8-730c-b7f1-6fd4a4985b62.json",
  "deckAnchorHref": "/decks/019de076-e6c8-730c-b7f1-6fd4a4985b62#slide-5",
  "components": [
    {
      "bbox": {
        "h": 0.5,
        "w": 0.8,
        "x": 0.1,
        "y": 0.35
      },
      "kind": "diagram",
      "text": "Funding and Income model",
      "attrs": null,
      "subkind": "process",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "43d447e8-0561-4eb9-b17b-6ba1d9da3ba5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.35,
        "x": 0.65,
        "y": 0
      },
      "kind": "image",
      "text": null,
      "attrs": null,
      "subkind": "photo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "04ea3449-8d8b-4e5a-8d5c-82174b70a007",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.15,
        "x": 0.75,
        "y": 0.6
      },
      "kind": "paragraph",
      "text": "Operates a collateralized lending platform that outperforms in down-cycles",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4bfb3b72-e2c2-4bc8-9b70-20a62d5dc2b1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.15,
        "x": 0.35,
        "y": 0.6
      },
      "kind": "paragraph",
      "text": "Stable funding via BaaS partner relationships",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4c0cc311-a1ff-4f38-ac66-608d2acb720e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.15,
        "x": 0.58,
        "y": 0.6
      },
      "kind": "paragraph",
      "text": "Earns consistent fees from the BaaS business",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d1263e88-0142-4435-8795-224721acab7e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.45,
        "x": 0.05,
        "y": 0.06
      },
      "kind": "title",
      "text": "RESILIENT BUSINESS MODEL IN ECONOMIC CYCLES",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8e0e96c3-4ec8-433a-8cc9-35413bce57fe",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 6,
      "from": 5,
      "beatId": "215f6989-b202-49fd-87ee-ecf2ff458dc3",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Problem",
      "beatSlug": "sequoia-pitch-problem",
      "evidence": "Slides 5-6 discuss the company's business model and solution",
      "position": 0,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [
    {
      "to": 5,
      "from": 3,
      "name": "Golden Circle",
      "slug": "11-golden-circle",
      "bestFor": "Visionary leadership, brand positioning, mission statements",
      "matchId": "ef8a6cb8-8940-4779-a116-1dd139f25178",
      "evidence": "Slides 3-5 discuss the company's mission and business model",
      "position": 1,
      "objective": "Explain the company's mission and purpose",
      "structure": "The Why (Belief) -> The How (Process) -> The What (Result)",
      "confidence": 0.6,
      "description": "Invert the typical pitch by starting with why you exist, rather than what you do"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}