{
  "docId": "019de076-cfb4-7169-8f47-c304916a3f80",
  "docSlug": "060aeff70e5708db40bd8f205050df10",
  "documentTitle": "FinWise Bancorp | Investor Presentation Deck | 24 slides",
  "authorId": "finwise-bancorp",
  "authorName": "FinWise Bancorp",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 13,
  "pageCount": 24,
  "prevPage": 12,
  "nextPage": 14,
  "slideType": "traction",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 14,
  "notes": "The slide uses a stacked bar chart to show the composition of expenses and a table to show operational metrics.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-cfb4-7169-8f47-c304916a3f80/13",
  "deckHref": "/decks/019de076-cfb4-7169-8f47-c304916a3f80",
  "deckJsonHref": "/decks/019de076-cfb4-7169-8f47-c304916a3f80.json",
  "deckAnchorHref": "/decks/019de076-cfb4-7169-8f47-c304916a3f80#slide-13",
  "components": [
    {
      "bbox": {
        "h": 0.15,
        "w": 0.32,
        "x": 0.64,
        "y": 0.36
      },
      "kind": "callout",
      "text": "Increase in Total Non-interest Expenses has been driven largely by business infrastructure spend, including headcount, to support growth and key strategic initiatives",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d473c867-1dc6-4e83-b328-f36fc4ab3a97",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.45,
        "w": 0.38,
        "x": 0.23,
        "y": 0.18
      },
      "kind": "chart",
      "text": "Total Non-interest Expense ($M)",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "39eb1cfc-5333-4bfe-a4e4-88dd63f69025",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.92,
        "x": 0.04,
        "y": 0.96
      },
      "kind": "disclaimer",
      "text": "1All Other Non-interest Expense refers to all other expense components within Total Non-interest Expense, excluding Salaries & Employee Benefits. 2See Appendix at the end of the presentation for Non-GAAP reconciliation",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "944e042e-2d7e-429a-8ca7-9aaf16467147",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.65,
        "x": 0.11,
        "y": 0.915
      },
      "kind": "source-note",
      "text": "*Note: 4Q22 efficiency ratio of 45.6% aided by strong revenue in that quarter primarily due to strong originations and gain on sale of loans",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "771c6be1-173b-4244-8e34-b701c54bce59",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.64,
        "x": 0.11,
        "y": 0.74
      },
      "kind": "table",
      "text": "Full Time Employees (FTEs) and Efficiency Ratio (Non-GAAP) for 4Q22, 3Q23, 4Q23",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "87d13368-a257-4111-81fc-bbac67d52b4c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.82,
        "x": 0.09,
        "y": 0.05
      },
      "kind": "title",
      "text": "Disciplined Expense Management While Investing for Growth",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1d208d53-9294-4518-8334-e08bb54bbe52",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "80b87c69-5590-426a-a748-72d528f22ad3",
      "evidence": "table/data: Full Time Employees (FTEs) and Efficiency Ratio (Non-GAAP) for 4Q22, 3Q23, 4Q23",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}