{
  "docId": "019de076-c4e3-747a-b434-2576222205a6",
  "docSlug": "8fa020ffbfe91632bf3093d1000efa89",
  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 28 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 12,
  "pageCount": 28,
  "prevPage": 11,
  "nextPage": 13,
  "slideType": "peer_benchmark",
  "function": "compare_peers",
  "density": "dense",
  "nDataPoints": 57,
  "notes": "The chart shows a 80 bps funding advantage for CPF as of 4Q23.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-c4e3-747a-b434-2576222205a6/12",
  "deckHref": "/decks/019de076-c4e3-747a-b434-2576222205a6",
  "deckJsonHref": "/decks/019de076-c4e3-747a-b434-2576222205a6.json",
  "deckAnchorHref": "/decks/019de076-c4e3-747a-b434-2576222205a6#slide-12",
  "components": [
    {
      "bbox": {
        "h": 0.1,
        "w": 0.12,
        "x": 0.865,
        "y": 0.415
      },
      "kind": "callout",
      "text": "Cycle-to-date total deposit beta of 23% as of 4Q23. 80 bps funding advantage",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "334278aa-be88-4f7c-b53d-29f1765b9105",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.044,
        "w": 0.696,
        "x": 0.152,
        "y": 0.148
      },
      "kind": "callout",
      "text": "High valued deposit franchise with proven history of funding cost advantage",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ff7b341f-49a7-41f1-829f-b60b20158554",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.63,
        "w": 0.944,
        "x": 0.028,
        "y": 0.22
      },
      "kind": "chart",
      "text": "Total Deposit Cost",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "84b291a3-6b3b-4948-8bbf-a7062ce6dd3d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.3,
        "x": 0.35,
        "y": 0.84
      },
      "kind": "legend",
      "text": "CPF, Peer average, Fed Funds",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ae98df15-ed60-425b-aa02-f07782370c28",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.015,
        "w": 0.525,
        "x": 0.238,
        "y": 0.945
      },
      "kind": "source-note",
      "text": "* Public banks $3-10 billion in total assets as of 3Q23. Source: S&P Global. Data as of December 31, 2023.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8b309553-73f6-4c28-82ec-e9f821a57068",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.056,
        "w": 0.475,
        "x": 0.028,
        "y": 0.056
      },
      "kind": "title",
      "text": "CPF Deposit Cost Advantage",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a191cf88-64c2-47c7-898a-d4cc2e630345",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "a93d9ded-394f-4a9f-bcb9-c83e0f3e1d4f",
      "evidence": "chart/line: Total Deposit Cost",
      "confidence": 0.7
    }
  ],
  "frameworks": [
    {
      "name": "comparison_frame",
      "slug": null,
      "matchId": "8f7f1940-8bfb-4fde-890b-678f43520cec",
      "evidence": "Comparing CPF performance against peer average and benchmark rate",
      "confidence": 0.9
    }
  ],
  "arcBeats": [
    {
      "to": 18,
      "from": 6,
      "beatId": "155fb728-f4e4-4376-9dee-9a9ced864a8b",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Solution",
      "beatSlug": "sequoia-pitch-solution",
      "evidence": "Slides 6-18 highlight CPF Value Drivers, diversified loan portfolio, and strong capital and shareholder return",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 18,
      "from": 4,
      "name": "Logic Chain",
      "slug": "01-logic-chain",
      "bestFor": "Skeptical audiences, controversial recommendations, rigorous analysis",
      "matchId": "c08b5bc0-0d2c-4e19-82e1-e9790edd573d",
      "evidence": "The deck presents a logical sequence of financial highlights and value drivers",
      "position": 0,
      "objective": "Highlight financial highlights and value drivers",
      "structure": "Premise 1 (Accepted truth) -> Premise 2 (Observed fact) -> Therefore... (Inevitable conclusion)",
      "confidence": 0.7,
      "description": "Build an airtight chain of logic where each premise leads inevitably to the conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}