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  "documentTitle": "South Plains Financial | Results Presentation Deck | 25 slides",
  "authorId": "south-plains-financial",
  "authorName": "South Plains Financial",
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  "presentationDate": "2024-01-01 00:00:00",
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  "notes": "The chart shows a stacked-style bar chart where the total bar represents total deposits and the line represents the noninterest-bearing portion.",
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  "slideHref": "/slides/019de076-bb3b-7257-9624-f48ec009a004/14",
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      "kind": "chart",
      "text": "Total Deposits and Noninterest-bearing Deposits trend",
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      "text": "Noninterest-bearing deposits to total deposits was 26.9% in 4Q'23, compared to 28.9% in 3Q'23. Strategic initiatives implemented to stabilize non-interest bearing deposits while also growing core deposits.",
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      "text": "Total deposits of $3.63 billion at 4Q'23, an increase of $5.5 million from 3Q'23. Cost of interest-bearing deposits increased to 3.14% in 4Q'23 from 2.93% in 3Q'23. Average cost of deposits increased to 2.24% as compared to 2.07% in 3Q'23.",
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      "text": "Source: Company documents",
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      "kind": "title",
      "text": "Deposit Portfolio",
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      "text": "4Q'23 Highlights",
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