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  "notes": "The table compares NYCB's performance at two different dates (9/30/22 and 12/31/23) against a peer median as of 9/30/23.",
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      "text": "1. Refer to page 38 for Peers; 2. Refer to non-GAAP reconciliation on page 39; 3. Calculation: (CET1 + AOCI – CF Hedge in AOCI) / RWA; 4. Includes collateralized deposits; Source: Company filings",
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