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  "notes": "The table breaks down pre-tax amounts, after-tax net income, and EPS impact for items like efficiency expenses, pension settlements, and FDIC assessments.",
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      "text": "(a) Includes items impacting results or trends during the period but are not considered non-GAAP adjustments; (b) Favorable (unfavorable) impact; (c) Impact to EPS reflected on a fully diluted basis...",
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