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  "documentTitle": "Independent Bank Corp | Results Presentation Deck | 30 slides",
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  "authorName": "Independent Bank Corp",
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  "presentationDate": "2024-01-01 00:00:00",
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  "notes": "The slide uses a table-like layout to present forward-looking guidance for the fiscal year 2024.",
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      "kind": "list",
      "text": "IBCP forecasts 2024 quarterly range of $11.5M to $13.0M... Expect mortgage loan origination volumes... decline in mortgage loan servicing... interchange income... charges on deposits...",
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      "text": "IBCP forecasts 2024 quarterly range of $32.5M to $33.5M... The primary driver is an increase in compensation and employee benefits, data processing, loan and collection and advertising.",
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      "text": "2024 share repurchase authorization at approximately 5% (1.1 million) of outstanding shares. Share repurchases will be dependent on capital levels, capital allocation options and share price trends.",
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      "text": "Approximately a 20% effective income tax rate in 2024 This assumes a 21% statutory federal corporate income tax rate during 2024.",
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      "text": "Non-interest income, non-interest expenses, income taxes, share repurchases outlook details",
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      "text": "Outlook for 2024",
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