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  "authorName": "Hilltop Holdings",
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  "presentationDate": "2024-01-01 00:00:00",
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  "notes": "The slide includes specific accounting disclosures regarding ASU 2022-02 and the exclusion of certain loan types from the metrics.",
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      "text": "Notes: The sum of the period amounts may not equal the total amounts due to rounding. Figures represent bank asset quality metrics only (excludes Loans HFS and Broker Dealer Margin Loans). (1) Total NPAs included non-accrual loans, OREO and other repossessed assets. Effective January 1, 2023, we adopted Accounting Standards Update (“ASU”) 2022-02 which eliminated the recognition and measurement guidance on troubled debt restructurings for creditors. Therefore, we no longer present troubled debt restructurings as a component of non-performing loans and assets.",
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