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      "text": "$1.66 billion portfolio as of December 31, 2023. $881 million in non-owner occupied CRE. $364 million in construction and land development. $418 million in multi-family loans.",
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      "text": "$428 million C&I loans outstanding as of December 31, 2023. For working capital, asset acquisition, and other business purposes. Underwritten primarily based on borrower's cash flow and majority further supported by collateral and personal guarantees.",
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