{
  "docId": "019de076-a761-7058-b44f-42a68d9fa1b8",
  "docSlug": "cd80f28798d236dc846dee8621f5de0a",
  "documentTitle": "HBT Financial | Results Presentation Deck | 36 slides",
  "authorId": "hbt-financial",
  "authorName": "HBT Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 24,
  "pageCount": 36,
  "prevPage": 23,
  "nextPage": 25,
  "slideType": "key_messages",
  "function": "quantify_opportunity",
  "density": "dense",
  "nDataPoints": 15,
  "notes": "The slide uses a two-column layout to contrast deposit stability with growth potential.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-a761-7058-b44f-42a68d9fa1b8/24",
  "deckHref": "/decks/019de076-a761-7058-b44f-42a68d9fa1b8",
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  "deckAnchorHref": "/decks/019de076-a761-7058-b44f-42a68d9fa1b8#slide-24",
  "components": [
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      "kind": "list",
      "text": "Leading Deposit Market Position: Top 2 deposit share rank in 6 of 7 largest Central Illinois markets; long tenured and granular base; proactive outreach; detailed pricing guidance.",
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      "kind": "list",
      "text": "Loan Growth Opportunities: Chicago MSA (2011 entry, local talent, scale), Central Illinois (acquisitions, resilience, merger benefits), Iowa (2021 entry, lending limit expansion).",
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      "kind": "source-note",
      "text": "Source: S&P Capital IQ, data as of June 30, 2023; leading deposit share defined as top 3 deposit share rank; 2 Excludes overdrawn deposit accounts",
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      "kind": "table",
      "text": "Deposit Base Characteristics as of 12/31/23: Noninterest-bearing, Interest-bearing demand, Money market, Savings, Time, Total deposits with counts, balances, and ages.",
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      },
      "kind": "title",
      "text": ". . . provides funding for loan growth opportunities",
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      "name": "Quick Win Big Bet",
      "slug": "47-quick-win-big-bet",
      "bestFor": "Transformation planning, 100-day plans, resource allocation",
      "matchId": "b079c13b-6770-448d-9895-2bee24201612",
      "evidence": "Investment highlights and key messages",
      "position": 1,
      "objective": "Funding loan growth opportunities with granular, low-cost deposit base",
      "structure": "The Full List -> Quick Wins (Low effort, High impact) -> Big Bets (High effort, High impact) -> Sequenced Roadmap",
      "confidence": 0.6,
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