{
  "docId": "019de076-a761-7058-b44f-42a68d9fa1b8",
  "docSlug": "cd80f28798d236dc846dee8621f5de0a",
  "documentTitle": "HBT Financial | Results Presentation Deck | 36 slides",
  "authorId": "hbt-financial",
  "authorName": "HBT Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.4138439,
  "pageNumber": 21,
  "pageCount": 36,
  "prevPage": 20,
  "nextPage": 22,
  "slideType": "before_after",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 54,
  "notes": "The chart shows a significant spike in 2012 for the company, with an adjusted line to account for non-recurring items.",
  "elementsJson": null,
  "metadataConfidence": 0.95,
  "imagePath": null,
  "slideHref": "/slides/019de076-a761-7058-b44f-42a68d9fa1b8/21",
  "deckHref": "/decks/019de076-a761-7058-b44f-42a68d9fa1b8",
  "deckJsonHref": "/decks/019de076-a761-7058-b44f-42a68d9fa1b8.json",
  "deckAnchorHref": "/decks/019de076-a761-7058-b44f-42a68d9fa1b8#slide-21",
  "components": [
    {
      "bbox": {
        "h": 0.05,
        "w": 0.55,
        "x": 0.38,
        "y": 0.76
      },
      "kind": "callout",
      "text": "Consistent outperformance, even during periods of broad economic stress",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "16a28ab1-e2c6-4ff4-9b84-e62707ddb1ef",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.5,
        "x": 0.45,
        "y": 0.18
      },
      "kind": "chart",
      "text": "Pre-Tax Return on Average Assets (%)",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "60df7135-a9f7-46cb-8f07-176811a5175b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.5,
        "w": 0.35,
        "x": 0.08,
        "y": 0.23
      },
      "kind": "list",
      "text": "1. Strong, granular, low-cost deposits... 2. Relationship-based business model... 3. A robust credit risk management framework... 4. Diversified sources of fee income...",
      "attrs": null,
      "subkind": "numbered",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3b769634-4285-4f49-8489-d9d7fd02de72",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.88,
        "x": 0.07,
        "y": 0.82
      },
      "kind": "source-note",
      "text": "Source: S&P Capital IQ as available on January 11, 2024; ...",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "845a3be3-2540-4203-8145-05bbc88dcba8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.5,
        "x": 0.05,
        "y": 0.07
      },
      "kind": "title",
      "text": "Consistent performance through cycles. . .",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c554a0b8-38a8-405f-a808-95211e82c7b8",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [
    {
      "name": "before-after-framing",
      "slug": null,
      "matchId": "ee3956ee-2f80-4cc5-9fe1-bedcd257d3af",
      "evidence": "The slide contrasts historical performance drivers with the resulting financial outcome (outperformance).",
      "confidence": 0.8
    }
  ],
  "arcBeats": [
    {
      "to": 22,
      "from": 20,
      "beatId": "714b9c1b-a99d-4e4d-bb17-3c21f4d8800a",
      "arcName": "Rags to Riches",
      "arcSlug": "rags-to-riches",
      "beatName": "Ultimate Achievement",
      "beatSlug": "rags-to-riches-ultimate-achievement",
      "evidence": "Investment highlights and consistent performance through cycles",
      "position": 4,
      "confidence": 0.7,
      "parentBeatName": "Resolution",
      "parentBeatSlug": "resolution"
    }
  ],
  "loops": [
    {
      "to": 22,
      "from": 21,
      "name": "Before After",
      "slug": "21-before-after",
      "bestFor": "Product demos, process improvements, ROI justification",
      "matchId": "4a64300e-0492-48af-9dbd-2889ea0d9f4e",
      "evidence": "Before-and-after comparison of financial performance",
      "position": 0,
      "objective": "Consistent performance through cycles drives long-term tangible book value growth",
      "structure": "The Old Way (Pain) -> The Moment of Change -> The New Way (Glory) -> The Measurable Delta",
      "confidence": 0.6,
      "description": "Show the dramatic contrast between the old way and the new way through side-by-side comparison"
    },
    {
      "to": 26,
      "from": 20,
      "name": "Quick Win Big Bet",
      "slug": "47-quick-win-big-bet",
      "bestFor": "Transformation planning, 100-day plans, resource allocation",
      "matchId": "b079c13b-6770-448d-9895-2bee24201612",
      "evidence": "Investment highlights and key messages",
      "position": 1,
      "objective": "Funding loan growth opportunities with granular, low-cost deposit base",
      "structure": "The Full List -> Quick Wins (Low effort, High impact) -> Big Bets (High effort, High impact) -> Sequenced Roadmap",
      "confidence": 0.6,
      "description": "Separate initiatives into immediate wins and longer-term strategic bets"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}