{
  "docId": "019de076-a6c5-75e6-951e-477d4020ca72",
  "docSlug": "e8a662749a99fe6d02d60ca94231c045",
  "documentTitle": "Hanmi Financial | Results Presentation Deck | 48 slides",
  "authorId": "hanmi-financial",
  "authorName": "Hanmi Financial Corporation",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 21,
  "pageCount": 48,
  "prevPage": 20,
  "nextPage": 22,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 10,
  "notes": "The slide provides a breakdown of the retail segment by state and key credit quality metrics.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-a6c5-75e6-951e-477d4020ca72/21",
  "deckHref": "/decks/019de076-a6c5-75e6-951e-477d4020ca72",
  "deckJsonHref": "/decks/019de076-a6c5-75e6-951e-477d4020ca72.json",
  "deckAnchorHref": "/decks/019de076-a6c5-75e6-951e-477d4020ca72#slide-21",
  "components": [
    {
      "bbox": {
        "h": 0.5,
        "w": 0.35,
        "x": 0.05,
        "y": 0.28
      },
      "kind": "chart",
      "text": "Geographic distribution of retail segment loans",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "782a6e97-f60c-41d2-8802-ceccda0e584f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.5,
        "w": 0.5,
        "x": 0.45,
        "y": 0.23
      },
      "kind": "list",
      "text": "Average balance and median balance of the segment were $1.5 million and $0.7 million, respectively; Weighted average debt coverage ratio of the segment was 2.02x; Weighted average loan to value of the segment was 47.50%; $11.4 million, or 1.03%, of the retail segment was criticized at December 31, 2023; $2.0 million, or 0.18%, of the retail segment were on nonaccrual status at December 31, 2023",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "082d4bfb-8a51-475d-a07b-bb12b53981a2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.7,
        "x": 0.03,
        "y": 0.11
      },
      "kind": "paragraph",
      "text": "Retail segment represented $1.1 billion or 18% of the loan portfolio at December 31, 2023.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f0507c62-2d95-4699-83d4-5f238c93f143",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.6,
        "x": 0.03,
        "y": 0.88
      },
      "kind": "source-note",
      "text": "(1) Weighted average DCR and weighted average LTV calculated when the loan was first underwritten or renewed subsequently",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "087cb3f9-3ad6-476a-9efc-639023d6635b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.22,
        "x": 0.745,
        "y": 0.03
      },
      "kind": "title",
      "text": "Retail Segment",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6fa1e3e3-9d88-464d-96bf-dfcddf32fbb2",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 24,
      "from": 5,
      "beatId": "9923b18e-4a82-4e9f-85e5-09541a821072",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Key Performance Indicators Overview",
      "beatSlug": null,
      "evidence": "Detailed overview of Hanmi's financial performance, including loan production, portfolio diversification, and growth metrics",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": null,
      "parentBeatSlug": null
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}