{
  "docId": "019de076-a0a7-710a-aa77-aa345b531949",
  "docSlug": "ef26a31e2bdafd45e9362a9332ada157",
  "documentTitle": "First Merchants | Results Presentation Deck | 32 slides",
  "authorId": "first-merchants",
  "authorName": "First Merchants Corporation",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 12,
  "pageCount": 32,
  "prevPage": 11,
  "nextPage": 13,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 22,
  "notes": "Includes a waterfall chart showing the change in ACL from 2021 to 2023.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-a0a7-710a-aa77-aa345b531949/12",
  "deckHref": "/decks/019de076-a0a7-710a-aa77-aa345b531949",
  "deckJsonHref": "/decks/019de076-a0a7-710a-aa77-aa345b531949.json",
  "deckAnchorHref": "/decks/019de076-a0a7-710a-aa77-aa345b531949#slide-12",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.45,
        "x": 0.03,
        "y": 0.13
      },
      "kind": "chart",
      "text": "4Q23 Allowance for Credit Losses - Loans",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4b38948e-7a71-4a66-a1e6-4085a4e0dd02",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.6,
        "x": 0.2,
        "y": 0.5
      },
      "kind": "chart",
      "text": "Change in ACL - Loans",
      "attrs": null,
      "subkind": "waterfall-bridge",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "15cefcd0-4bfd-44e4-ab39-64e50ba397b7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.45,
        "x": 0.52,
        "y": 0.13
      },
      "kind": "list",
      "text": "Highlights: $1.5M Q4 provision, $3.5M YTD provision, $19.5M reserve for unfunded commitments, $23.2M fair value accretion.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "badc2e43-d5ed-452a-9244-2d19f202a7d9",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.54,
        "y": 0.92
      },
      "kind": "source-note",
      "text": "Reflects $14 million for CECL Day 1 non-PCD loans. Total provision expense for 2022 of $16.8 million also includes $2.8 million for Level One's unfunded commitments.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f391a9d1-17f2-4b8c-b2c9-4db7038977d2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.5,
        "x": 0.03,
        "y": 0.04
      },
      "kind": "title",
      "text": "Allowance for Credit Losses - Loans",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e8e16da6-93f3-4e1b-8e51-4b36deb35733",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Waterfall chart",
      "slug": "waterfall-chart",
      "agent": null,
      "layer": "slide",
      "matchId": "6157f1f6-5a5d-4edd-9eaf-2d82d49284ca",
      "evidence": "chart/waterfall-bridge: Change in ACL - Loans",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 17,
      "from": 8,
      "beatId": "20df341c-0255-44b5-96c9-ab9e782108ab",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "Slides 8-17 provide detailed financial results",
      "position": 1,
      "confidence": 0.7,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 17,
      "from": 8,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "58910853-99f1-40b5-9c4a-a4559550cae6",
      "evidence": "The deck presents financial data to demonstrate company's success",
      "position": 0,
      "objective": "Highlighting financial performance to justify current strategy",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}