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  "docSlug": "90c2138b9ae26beaa0964b73bb912e40",
  "documentTitle": "First Foundation | Investor Presentation Deck | 45 slides",
  "authorId": "first-foundation",
  "authorName": "First Foundation",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
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  "pageNumber": 31,
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  "slideType": "peer_benchmark",
  "function": "compare_peers",
  "density": "overcrowded",
  "nDataPoints": 27,
  "notes": "The chart shows a clear efficiency gap between the company and its peers, with a specific callout for the 106 bps difference.",
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      "text": "106 bps Δ",
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      "kind": "chart",
      "text": "Line chart showing Noninterest Expense / Average Assets from 4Q21 to 4Q23 for First Foundation Total, First Foundation Excluding customer service, and Bank Peer group.",
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      "kind": "paragraph",
      "text": "Leveraging its investments in personnel and technology, First Foundation has consistently lowered its noninterest expense to average assets and is currently operating at a significant advantage to peers.",
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      "text": "1) Non-GAAP measure. See \"Non-GAAP Financial Measures\". 2) Uniform Bank Performance Report (\"UBPR\") Peer group includes commercial banks with assets between $3 billion and $10 billion for data through 3Q21. Starting in 4Q21 peer group includes commercial banks with assets between $10 and $100 billion. Peer group data based on the most recently available UBPR report of 3Q23.",
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      "text": "Efficient Operating Platform",
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      "text": "Noninterest Expense / Average Assets",
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