{
  "docId": "019de076-a00d-71dc-9811-7491dca8f3b9",
  "docSlug": "90c2138b9ae26beaa0964b73bb912e40",
  "documentTitle": "First Foundation | Investor Presentation Deck | 45 slides",
  "authorId": "first-foundation",
  "authorName": "First Foundation",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 19,
  "pageCount": 45,
  "prevPage": 18,
  "nextPage": 20,
  "slideType": "other",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 25,
  "notes": "Includes a donut chart of geographic exposure and a table of top 10 county exposures.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-a00d-71dc-9811-7491dca8f3b9/19",
  "deckHref": "/decks/019de076-a00d-71dc-9811-7491dca8f3b9",
  "deckJsonHref": "/decks/019de076-a00d-71dc-9811-7491dca8f3b9.json",
  "deckAnchorHref": "/decks/019de076-a00d-71dc-9811-7491dca8f3b9#slide-19",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.35,
        "x": 0.58,
        "y": 0.22
      },
      "kind": "chart",
      "text": "Multifamily Loans 4Q23 ($ in millions)",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a8e55e17-8c01-49da-9209-58a817c196a4",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.4,
        "x": 0.1,
        "y": 0.48
      },
      "kind": "image",
      "text": "Property examples with check/cross marks",
      "attrs": null,
      "subkind": "photo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "93135448-04ac-4ff9-93cf-f0f8070f364e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.5,
        "x": 0.05,
        "y": 0.62
      },
      "kind": "list",
      "text": "Conservative underwriting to the lower of in-place rents or market; No credit for pro forma; Underwritten to DSCRs using higher qualifying rates; Minimum liquidity requirements.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "759bb2b4-5b63-4b6b-a7e6-b32da880b8b5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.45,
        "x": 0.05,
        "y": 0.23
      },
      "kind": "list",
      "text": "Primary focus is on small balance loans on non-luxury Essential Housing apartment stock; Average property has 22 units; 60% built 1950-1980; 68% of 2022 originations were rent controlled.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "89069565-7469-4556-af9c-24bfcf0864c6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.8,
        "x": 0.05,
        "y": 0.15
      },
      "kind": "paragraph",
      "text": "The Bank has been originating multifamily loans since 2008 with zero losses to date on its portfolio.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d7884bfb-58e4-465c-9926-70bd754aa671",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.35,
        "x": 0.58,
        "y": 0.62
      },
      "kind": "table",
      "text": "Exposure by Top 10 Counties",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c0f0f695-2f36-4269-84d6-40f973ca877b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.05,
        "y": 0.08
      },
      "kind": "title",
      "text": "Our Multifamily Expertise",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7b9cbfba-a531-4777-95ad-cc4700c9d887",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Audience Definition",
      "slug": "audience-definition",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "02763903-6705-4ef8-a3f3-17b188aac79b",
      "evidence": "The components mention 'multifamily loans' and 'Essential Housing apartment stock', indicating a specific audience is being addressed.",
      "confidence": 0.7
    },
    {
      "name": "Data Story Arc",
      "slug": "data-story-arc",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "ac5bbdf2-7c74-4956-b144-c20f4de8296f",
      "evidence": "The slide presents data on the Bank's multifamily loan portfolio, including metrics such as average property size and loss experience.",
      "confidence": 0.6
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}