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      "text": "1. Achieved solid adjusted EPS, ROE and ROA results in line with our forecast.\n2. While net interest margin declined during the quarter as anticipated, PPNR exceeded expectations on favorable net revenue and expenses in line with forecast.\n3. Credit cost normalization continued with the net charge-off ratio flat with the previous quarter. The reserve build was driven primarily by mild credit quality deterioration in the commercial portfolio.\n4. Loan growth was strong in the General and Commercial Bank.\n5. Client outreach efforts continue to be successful as SVB deposit balances remained relatively stable and exceeded our expectations.\n6. Continued low levels of private equity / venture capital activity remained a headwind for loan and deposit growth in the SVB segment.\n7. Maintained strong capital and liquidity positions.\n8. Continued to build-out and execute on new regulatory capabilities that position us to meet the requirements of the large financial institutions’ framework.",
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