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  "documentTitle": "FinWise Bancorp | Investor Presentation Deck | 24 slides",
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  "authorName": "FinWise Bancorp",
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  "presentationDate": "2024-01-01 00:00:00",
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  "notes": "The slide highlights a shift in portfolio mix (SBA vs Strategic Programs) to manage credit risk and reserves.",
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      "text": "ACL, SBA Guaranteed and SP HFI Balances as % of Total Gross Loans HFI",
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      "text": "Credit risk managed through combination of policy, data and pricing. Disciplined underwriting process and well collateralized portfolio has helped mitigate net charge-offs. Remain well-reserved with an ACL/Total Gross Loans HFI of 3.5%.",
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      "text": "*ACL = Allowance for Credit Losses; SP = Strategic Programs; HFI = Held for Investment",
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