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  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 21 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
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  "notes": "Includes two pie charts showing loan composition by type and by impact status.",
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      "kind": "chart",
      "text": "Breakdown by impact status: No Damage/Loss/Impact from Fire 87%, Damaged - Covered by Insurance and/or Land 11%, Remaining Balance to be Monitored 2%.",
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      "kind": "chart",
      "text": "Lahaina, Maui Exposure Composition as of December 31, 2023. Total Outstanding Balance of $103MM (1.9% of Total Loans). Breakdown by loan type: CRE 47%, Residential 28%, HELOC 7%, C&I 14%, Consumer 4%.",
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      "kind": "list",
      "text": "Loan Payment Deferral Programs being offered for all loan types for those impacted by the wildfire. As of 12/31/23, 3- to 6-month loan payment deferrals processed on 146 loans with outstanding balances totaling $32 million on the island of Maui. CRE, Residential, and HELOC loans require fire hazard insurance coverage. C&I loans require business interruption insurance. FEMA/SBA disaster relief assistance is available. Consumer loans may be supported by State/FEMA unemployment benefits.",
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      "text": "1 Based on 2023 land tax assessed value",
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      "kind": "title",
      "text": "Exposure is manageable and with mitigating factors, losses are not anticipated to be material",
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      "evidence": "Slides 5-10 discuss the diversified loan portfolio and its advantages",
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