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  "documentTitle": "Central Pacific Financial | Results Presentation Deck | 21 slides",
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  "notes": "Includes a specific footnote explaining a spike in NPAs in 2Q23 due to two specific construction loans.",
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      "text": "* NPA increase relates to 2 Hawaii construction loans to a single borrower that subsequently paid off in mid-July 2023. 2Q23 NPAs/Total Loans ratio is 0.11% excluding the 2 Hawaii construction loans mentioned above.",
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