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  "documentTitle": "PB Bankshares | Results Presentation Deck | 27 slides",
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  "authorName": "PB Bankshares",
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  "presentationDate": "2023-11-01 00:00:00",
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  "notes": "The diagram illustrates a hub-and-spoke network model where a single customer deposit is split into sub-$250k amounts across multiple banks.",
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      "text": "Fully Insured up to $10 Million Dollars",
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      "kind": "disclaimer",
      "text": "The depositor must have or set up a transaction account for the use of ICS. If the depositor chooses to place funds in both DDAs and MMDAs, the depositor will need to have a separate transaction account for each.",
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      "text": "Through just one bank relationship, you can access FDIC insurance from many.",
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      "text": "Source: https://www.intrafindeposits.com/how-it-works/",
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      "text": "ICS – How it works?",
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