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  "documentTitle": "PB Bankshares | Results Presentation Deck | 27 slides",
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  "authorName": "PB Bankshares",
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  "presentationDate": "2023-11-01 00:00:00",
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  "notes": "Includes specific dates for data sources and detailed footnote regarding liquidity sources.",
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      "kind": "list",
      "text": "Presence Bank's uninsured and uncollateralized deposits were 12.4% well below the banking system's average.",
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      "text": "Presence Bank has deposits over $250,000 that are fully collateralized for our public fund's customers. Presence Bank can meet the obligation of its uninsured and uncollateralized deposits with the cash on hand and liquidity sources at 434%.",
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      "text": "For the charts on the previous slide, the listed banks are derived from public Call Report information obtained as of December 31, 2022. The more current data from Presence Bank is as of September 30, 2023.",
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      "text": "* The Bank maintains highly liquid sources of available funds, including unused borrowing capacity with the Federal Home Loan Bank of Pittsburgh and the Federal Reserve Bank of Philadelphia and available federal funds lines with other banks, as well as available-for-sale debt securities with a fair value in excess of collateral obligations. At September 30, 2023, available funding from these sources totaled 481% of uninsured and uncollateralized deposits.",
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      "kind": "title",
      "text": "Percentage of Deposits Uninsured National Mega-Banks",
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