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  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 28 slides",
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  "presentationDate": "2023-11-01 00:00:00",
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  "notes": "The table tracks the reconciliation of the allowance balance over five quarters.",
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      "text": "Note: Totals may not sum due to rounding.",
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      "text": "$4.5MM provision for credit loss on loans in 3Q23 driven by net charge-offs, plus a $0.4MM reserve for unfunded commitments, for a total provision for credit loss of $4.9MM. ACL coverage ratio increased to 1.17% for 3Q23",
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      "text": "Beginning Balance, Net Charge-offs, Provision, Ending Balance, Coverage Ratio across 3Q22-3Q23",
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