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  "docSlug": "98839392d3b9ec01bb3dc86c79edaa61",
  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 28 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
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  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-11-01 00:00:00",
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  "pageNumber": 22,
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  "density": "balanced",
  "nDataPoints": 14,
  "notes": "The slide breaks down the portfolio by geography (Hawaii vs. Mainland) and product type (Auto, Home Improvement, Unsecured, Other).",
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  "slideHref": "/slides/019de076-2795-76dc-9d39-a972d6513cce/22",
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      "kind": "chart",
      "text": "Consumer Portfolio Composition as of September 30, 2023 ($ Millions)",
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      "text": "Total Hawaii Consumer $338MM / Total Mainland Consumer $345MM\nWeighted average origination FICO:\n742 for Hawaii Consumer\n739 for Mainland Consumer\nYTD Annualized NCO %:\nHI Auto 0.2%\nHI Other 0.7%\nMainland Auto 0.9%\nMainland Home Improvement 2.5%\nMainland Unsecured 4.0%\nHome Improvement: Borrowers are homeowners who are shown to have better credit risk\nUnsecured: Highly granular with average loan amounts of ~$13,000",
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      "kind": "title",
      "text": "Consumer Loan Portfolio",
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