{
  "docId": "019de076-2795-76dc-9d39-a972d6513cce",
  "docSlug": "98839392d3b9ec01bb3dc86c79edaa61",
  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 28 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-11-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 12,
  "pageCount": 28,
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  "nextPage": 13,
  "slideType": "peer_benchmark",
  "function": "compare_peers",
  "density": "dense",
  "nDataPoints": 57,
  "notes": "The chart shows a clear divergence between CPF's deposit costs and the peer average, particularly in rising rate environments.",
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  "slideHref": "/slides/019de076-2795-76dc-9d39-a972d6513cce/12",
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      "kind": "callout",
      "text": "High valued deposit franchise with proven history of funding cost advantage",
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      "kind": "callout",
      "text": "Cycle-to-date total deposit beta of 21% as of 3Q23. 80 bps funding advantage",
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      "kind": "chart",
      "text": "Total Deposit Cost",
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      "kind": "legend",
      "text": "CPF, Peer average, Fed Funds",
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      "kind": "source-note",
      "text": "* Public banks $3-10 billion in total assets. Source: S&P Global. Data as of September 30, 2023.",
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      "kind": "title",
      "text": "CPF Deposit Cost Advantage",
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      "evidence": "Comparing CPF deposit costs against peer average and Fed Funds rate",
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      "beatName": "Financials",
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      "evidence": "The deck provides a detailed overview of Central Pacific Financial's financial highlights, loan portfolio, and deposit franchise",
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      "name": "Cost Of Inaction",
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      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "bc0d4a6e-832a-4dd9-89dc-8b99d57e4ba1",
      "evidence": "The deck presents financial data and metrics to demonstrate the company's growth potential",
      "position": 0,
      "objective": "Highlighting the importance of investing in Central Pacific Financial",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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      "description": "Quantify what happens if the audience does nothing"
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