{
  "docId": "019de076-1525-75e5-82e4-fd505dfad4d4",
  "docSlug": "d581af74061b9829ebc1ddd6bf24c993",
  "documentTitle": "South Plains Financial | Results Presentation Deck | 25 slides",
  "authorId": "south-plains-financial",
  "authorName": "South Plains Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 4,
  "pageCount": 25,
  "prevPage": 3,
  "nextPage": 5,
  "slideType": "kpi_overview",
  "function": "summarize",
  "density": "overcrowded",
  "nDataPoints": 18,
  "notes": "Includes a mix of high-level metrics in cards and detailed bulleted performance commentary.",
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  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de076-1525-75e5-82e4-fd505dfad4d4/4",
  "deckHref": "/decks/019de076-1525-75e5-82e4-fd505dfad4d4",
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  "deckAnchorHref": "/decks/019de076-1525-75e5-82e4-fd505dfad4d4#slide-4",
  "components": [
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      "kind": "list",
      "text": "Performance highlights including EPS comparison, loan growth, deposit growth, NIM, credit loss provisions, and asset quality metrics.",
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      "subkind": "bullet",
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      "kind": "metric",
      "text": "Net Interest Margin 3.52% / Average Yield on Loans 6.10%",
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      "kind": "metric",
      "text": "Net Income $13.5 M / EPS - Diluted $0.78",
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      "componentId": "20acb0a1-957d-4e3d-9c8d-3f172d665cba",
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      "kind": "metric",
      "text": "Organic Loan Growth 1.9% / Loans Held for Investment $2.99 B",
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      "kind": "metric",
      "text": "Deposit Growth 1.3% / Uninsured Deposits 16%",
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        "y": 0.93
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      "kind": "source-note",
      "text": "Source: Company documents (1) Net interest margin is calculated on a tax-equivalent basis",
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      "kind": "title",
      "text": "Third Quarter 2023 Highlights",
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      "beatId": "0cb5e3f0-f461-4aac-97a2-7a7b4c744cc1",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Problem",
      "beatSlug": "sequoia-pitch-problem",
      "evidence": "The presentation starts by highlighting key performance indicators (KPIs) and market conditions",
      "position": 0,
      "confidence": 0.7,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
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  "loops": [
    {
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      "from": 4,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "3903d43d-4bcb-4216-91cc-18856d92909e",
      "evidence": "The presentation implies that not investing in the company may result in missed opportunities",
      "position": 0,
      "objective": "Highlighting the benefits of South Plains Financial's performance and growth strategy",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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      "description": "Quantify what happens if the audience does nothing"
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