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  "documentTitle": "South Plains Financial | Results Presentation Deck | 25 slides",
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  "authorName": "South Plains Financial",
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  "presentationDate": "2023-10-01 00:00:00",
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  "notes": "The chart displays a dual-axis representation where bars represent noninterest expense in millions and the line represents the efficiency ratio percentage.",
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      "text": "Adjusted efficiency ratio was 65.7%",
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      "text": "Noninterest expense for 3Q'23 decreased $9 million from 2Q'23 primarily due to: $4.5 million in personnel and transaction expenses as part of the Windmark sale plus related incentive compensation and a $3.4 million loss on the sale of securities",
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      "text": "Will continue to manage expenses to drive profitability",
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