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  "documentTitle": "New York Community Bancorp | Results Presentation Deck | 32 slides",
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  "presentationDate": "2023-10-01 00:00:00",
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      "text": "1. Calculation: (CET1 + AOCI – CF Hedge in AOCI) / RWA; Exclusion of AOCI adjusted for cash flow hedges on loan portfolio. 2. Peer Group includes CFG, FCNC.A, FITB, HBAN, KEY, MTB, PNC, RF, TFC, USB",
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      "text": "Strong capital and disciplined credit: CET1 9.60%, NPAs 0.36%, NPLs 0.47%, ALL/NPLs 158%, Net charge-offs $24M",
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      "text": "Solid balance sheet: Total assets $111.2B, Total loans $84.0B, Total deposits $82.7B",
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