{
  "docId": "019de075-fa53-720d-8b7d-196dae37ca4f",
  "docSlug": "58a5e9fa13b75f355634e2c005c2e56f",
  "documentTitle": "HomeStreet | Results Presentation Deck | 36 slides",
  "authorId": "homestreet",
  "authorName": "HomeStreet",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 26,
  "pageCount": 36,
  "prevPage": 25,
  "nextPage": 27,
  "slideType": "kpi_overview",
  "function": "summarize",
  "density": "dense",
  "nDataPoints": 0,
  "notes": "Includes a disclaimer regarding forward-looking statements.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-fa53-720d-8b7d-196dae37ca4f/26",
  "deckHref": "/decks/019de075-fa53-720d-8b7d-196dae37ca4f",
  "deckJsonHref": "/decks/019de075-fa53-720d-8b7d-196dae37ca4f.json",
  "deckAnchorHref": "/decks/019de075-fa53-720d-8b7d-196dae37ca4f#slide-26",
  "components": [
    {
      "bbox": {
        "h": 0.08,
        "w": 0.9,
        "x": 0.05,
        "y": 0.84
      },
      "kind": "disclaimer",
      "text": "The information in this presentation, particularly including but not limited to that presented on this slide, is forward-looking in nature, and you should review Item 1A, \"Risk Factors,\" in our most recent SEC filings including our Annual Report on Form 10-K, and our quarterly reports on Form 10-Q, for a list of factors that may cause us to deviate from our plans or to fall short of our expectations. Please refer to our cautionary notes on forward looking statements at the beginning of this presentation.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bd0ef694-3d86-48eb-8cfe-25b8aa403ffd",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.9,
        "x": 0.05,
        "y": 0.24
      },
      "kind": "disclaimer",
      "text": "The expectations being provided below are subject to substantial uncertainty due to potential changes in macroeconomic conditions including the timing of any future Fed Funds target rate increases and ending high point.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bee96808-5b16-45aa-814a-36c114dc2e24",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.65,
        "w": 0.9,
        "x": 0.05,
        "y": 0.15
      },
      "kind": "table",
      "text": "Metric, 2 to 3 Quarter Outlook, Comments. Loans Held for Investment, Stable, Lower production levels; Focus on variable rate products; Low prepayment speeds. Average Deposits, Stable, Excluding impact of brokered deposits; Continuing migration of lower cost deposits to higher-cost products; Growth in consumer and business customers; Promotional CD products utilized to raise new money. Net Interest Margin, Stable, Impact of Fed rate increases on deposit and borrowing costs; High level of wholesale funding; Current loan production at higher rates. Noninterest Income, Increasing, Higher levels of Fannie Mae DUS loan sales; Seasonal increases in single family mortgage banking in 2024; Consistent servicing income and deposit fees. Noninterest Expense, Stable then Increasing, Seasonal increase in compensation benefit costs in 2024 Q1; Compensation impacted by single family mortgage production; Other noninterest expense maintained at current levels.",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "af3ac26c-c106-488f-abb3-d8d5b7bda51c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.35,
        "x": 0.05,
        "y": 0.07
      },
      "kind": "title",
      "text": "Key Drivers Guidance",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2dcc2eed-cdd0-4aaf-895a-08333cefe4a8",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 26,
      "from": 24,
      "beatId": "1eab2c28-9a7f-4f3e-88ad-48e04662e4f9",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Visualization",
      "beatSlug": "monroes-sequence-visualization",
      "evidence": "The bank's ESG practices and outlook are discussed.",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}