{
  "docId": "019de075-f95d-765f-a3fb-f42ce67e5b18",
  "docSlug": "1376d158ac26f8029c6795c8f0fe8921",
  "documentTitle": "Heartland Financial USA | Results Presentation Deck | 35 slides",
  "authorId": "heartland-financial-usa",
  "authorName": "Heartland Financial USA",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 6,
  "pageCount": 35,
  "prevPage": 5,
  "nextPage": 7,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 20,
  "notes": "The slide uses bar charts to compare financial performance over time.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-f95d-765f-a3fb-f42ce67e5b18/6",
  "deckHref": "/decks/019de075-f95d-765f-a3fb-f42ce67e5b18",
  "deckJsonHref": "/decks/019de075-f95d-765f-a3fb-f42ce67e5b18.json",
  "deckAnchorHref": "/decks/019de075-f95d-765f-a3fb-f42ce67e5b18#slide-6",
  "components": [
    {
      "bbox": {
        "h": 0.48,
        "w": 0.465,
        "x": 0.03,
        "y": 0.135
      },
      "kind": "chart",
      "text": "Return on Average Assets (%)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "06167f48-a55b-4d42-b0bf-b35da4892350",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.48,
        "w": 0.465,
        "x": 0.53,
        "y": 0.135
      },
      "kind": "chart",
      "text": "Return on Average Tangible Common Equity (%)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1637cad5-1a3a-4f76-9959-14c1a4c3caba",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.465,
        "x": 0.53,
        "y": 0.535
      },
      "kind": "chart",
      "text": "Revenue / FTE ($000)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4abce24a-a202-46f1-bc8f-98884575172a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.465,
        "x": 0.03,
        "y": 0.535
      },
      "kind": "chart",
      "text": "Pre-Provision Net Revenue ($M)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d368de6b-77cf-4188-9327-bf8a26d41c08",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.07,
        "w": 0.65,
        "x": 0.03,
        "y": 0.915
      },
      "kind": "disclaimer",
      "text": "1. See appendix for reconciliation of non-GAAP financial measures\n2. Pre-Provision Net Revenue is defined as Net Interest Income + Non-interest Income - Non Interest Expense\n3. Current year Revenue / FTE has been annualized",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "74ba26c1-d070-4da4-bfdf-daee87cc7909",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.075,
        "w": 0.405,
        "x": 0.205,
        "y": 0.015
      },
      "kind": "title",
      "text": "Profitability Summary",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0ca5062f-cc05-4b7e-9c15-f40557b88cbc",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 20,
      "from": 5,
      "beatId": "7e63ad1c-fbf1-4467-b95d-768c31ad4d20",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Financial Performance",
      "beatSlug": "sparkline-what-is-3",
      "evidence": "Slides detail profitability, net interest margin, deposit funding, and operating efficiency",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [
    {
      "to": 10,
      "from": 4,
      "name": "Logic Chain",
      "slug": "01-logic-chain",
      "bestFor": "Skeptical audiences, controversial recommendations, rigorous analysis",
      "matchId": "f5b845be-1da5-4e43-a3c9-a2164e0c4e1f",
      "evidence": "Slides logically connect financial metrics to demonstrate performance",
      "position": 0,
      "objective": "Understand the company's financial performance and growth",
      "structure": "Premise 1 (Accepted truth) -> Premise 2 (Observed fact) -> Therefore... (Inevitable conclusion)",
      "confidence": 0.7,
      "description": "Build an airtight chain of logic where each premise leads inevitably to the conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}