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  "documentTitle": "Heartland Financial USA | Results Presentation Deck | 35 slides",
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  "authorName": "Heartland Financial USA",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
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  "pageCount": 35,
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  "nextPage": 17,
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  "density": "dense",
  "nDataPoints": 15,
  "notes": "The slide provides a snapshot of portfolio health for a specific loan segment.",
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  "slideHref": "/slides/019de075-f95d-765f-a3fb-f42ce67e5b18/16",
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      "kind": "chart",
      "text": "CRE-NOO Office Loans ($M)",
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      "kind": "chart",
      "text": "Geographic Diversification (by Bank Division)",
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      "kind": "disclaimer",
      "text": "1. LTV and the debt service coverage ratio is only calculated on commercial loans greater than $1 million",
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      "text": "Highlights: Diversified across geography, 3.6% of portfolio, Granular portfolio, 57% LTV, 1.45 DSCR, 0% nonaccrual, Mostly non-CBD",
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      "kind": "title",
      "text": "CRE Non Owner Occupied - Office",
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