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  "documentTitle": "Heartland Financial USA | Results Presentation Deck | 35 slides",
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  "authorName": "Heartland Financial USA",
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  "presentationDate": "2023-10-01 00:00:00",
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  "notes": "Includes a detailed breakdown of AFS and HTM investments, a trend chart for AFS cost basis, and a multi-quarter performance table.",
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      "text": "YTD AFS Cost Basis Trend ($M)",
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      "text": "Principal cash flow from portfolio of ~$1.2 billion over the next 12 months & $240 million in 4Q 2023; HTM securities are 13.0% of total securities; Hedge of $838 million notional principal long dated tax exempt munis and agency MBS reduces AFS duration by ~1 year",
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